To whom it may concern,
I understand that {Name} seeks to purchase a home. I know {Name} through {connection/relationship} and have always found them to be reliable, consistent, and trustworthy.
{Name} has a well-paying, stable job. But even more impressive, I have always known them to keep their commitments. Nothing is more important to {Name} than {family/stability/etc.}. Buying a house is the next step toward securing their future, and I am confident that they are up for it.
Sincerely,
{Sender}
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Index of Character Reference Letter Examples
